:root {
  --forest: #17391f;
  --forest-2: #265829;
  --leaf: #4ca52c;
  --leaf-light: #86cb3c;
  --cream: #fff8e7;
  --paper: #fffdf6;
  --sand: #e8c98e;
  --wood: #7b512d;
  --wood-dark: #53331f;
  --gold: #ffc928;
  --red: #d92f2f;
  --ink: #203120;
  --muted: #586655;
  --line: #dfd6be;
  --shadow: 0 20px 50px rgba(38, 58, 24, 0.16);
  color-scheme: light;
  font-family: "Avenir Next Rounded", "Nunito Sans", "Trebuchet MS", system-ui,
    sans-serif;
  font-synthesis: none;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 12% 16%, rgba(134, 203, 60, 0.25) 0 5%, transparent 5.3%),
    radial-gradient(circle at 88% 9%, rgba(255, 201, 40, 0.16) 0 4%, transparent 4.3%),
    linear-gradient(180deg, #f6f8e8 0, #fffdf6 34rem, #f3f0df 100%);
  line-height: 1.65;
  min-width: 300px;
}

a {
  color: #286c28;
  text-decoration-thickness: 0.1em;
  text-underline-offset: 0.18em;
}

a:hover {
  color: #164d1b;
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 4px;
  border-radius: 6px;
}

.skip-link {
  position: fixed;
  z-index: 100;
  top: 10px;
  left: 10px;
  transform: translateY(-150%);
  padding: 10px 14px;
  border-radius: 10px;
  color: white;
  background: var(--forest);
}

.skip-link:focus {
  transform: none;
}

.site-header {
  position: relative;
  z-index: 10;
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
  background: linear-gradient(135deg, var(--forest), var(--forest-2));
  color: white;
}

.nav-shell,
.page-shell,
.hero-inner,
.footer-inner {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}

.nav-shell {
  min-height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: white;
  text-decoration: none;
  flex: 0 0 auto;
}

.brand-copy {
  display: grid;
  line-height: 1.08;
}

.brand-copy strong {
  font-size: 1.25rem;
  letter-spacing: 0.01em;
}

.brand-copy small {
  margin-top: 5px;
  color: #cfeabf;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.brand-icon {
  width: 46px;
  height: 46px;
  object-fit: contain;
}

.nav-links {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 6px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.nav-links a {
  display: block;
  padding: 10px 12px;
  border-radius: 12px;
  color: #eef9e8;
  font-size: 0.92rem;
  font-weight: 750;
  text-decoration: none;
}

.nav-links a:hover,
.nav-links a[aria-current="page"] {
  color: white;
  background: rgba(255, 255, 255, 0.13);
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 72px 0 88px;
  color: white;
  background:
    radial-gradient(circle at 80% 25%, rgba(255, 201, 40, 0.26) 0 10%, transparent 10.4%),
    radial-gradient(circle at 16% 80%, rgba(130, 202, 61, 0.3) 0 13%, transparent 13.4%),
    linear-gradient(145deg, rgba(23, 57, 31, 0.94), rgba(56, 132, 40, 0.84)),
    url("/assets/grass.jpg") center / cover;
}

.hero::after {
  content: "";
  position: absolute;
  right: -70px;
  bottom: -110px;
  width: 320px;
  height: 320px;
  border: 44px solid rgba(255, 255, 255, 0.08);
  border-radius: 50%;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.3fr) minmax(260px, 0.7fr);
  align-items: center;
  gap: 56px;
}

.hero-inner > * {
  min-width: 0;
}

.eyebrow {
  margin: 0 0 12px;
  color: #e8f7c8;
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin-top: 0;
  line-height: 1.16;
  letter-spacing: -0.025em;
}

h1 {
  max-width: 760px;
  margin-bottom: 20px;
  font-size: clamp(2.45rem, 7vw, 5rem);
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(1.6rem, 3vw, 2.35rem);
}

h3 {
  margin-bottom: 10px;
  font-size: 1.16rem;
}

.hero p {
  max-width: 680px;
  margin: 0;
  color: #f2faed;
  font-size: clamp(1.02rem, 2vw, 1.22rem);
}

.hero-logo {
  display: block;
  width: clamp(190px, 25vw, 310px);
  max-width: 100%;
  height: auto;
  margin: -18px 0 18px;
  filter: drop-shadow(0 14px 24px rgba(21, 49, 18, 0.28));
}

.hero-card {
  padding: 26px;
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 26px;
  background: rgba(20, 54, 27, 0.55);
  box-shadow: 0 18px 44px rgba(24, 55, 21, 0.25);
  backdrop-filter: blur(8px);
}

.hero-card strong {
  display: block;
  margin-bottom: 6px;
  color: #fff3a0;
  font-size: 1.08rem;
}

.hero-card p {
  font-size: 0.96rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 12px 18px;
  border-radius: 14px;
  color: var(--forest);
  background: var(--gold);
  box-shadow: 0 5px 0 #bd8513;
  font-weight: 850;
  text-decoration: none;
}

.button:hover {
  color: var(--forest);
  background: #ffda4f;
  transform: translateY(-1px);
}

.button.secondary {
  color: white;
  background: rgba(255, 255, 255, 0.14);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.35);
}

.page-shell {
  padding-block: 64px 84px;
}

.page-title {
  max-width: 780px;
  margin-bottom: 42px;
}

.page-title h1 {
  margin-bottom: 14px;
  color: var(--forest);
  font-size: clamp(2.2rem, 6vw, 4rem);
}

.page-title p {
  color: var(--muted);
  font-size: 1.08rem;
}

.effective-date {
  display: inline-flex;
  margin-top: 4px;
  padding: 6px 11px;
  border-radius: 999px;
  color: #3f542f;
  background: #edf5d9;
  font-size: 0.85rem;
  font-weight: 750;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.card,
.policy-content,
.notice {
  border: 1px solid var(--line);
  border-radius: 22px;
  background: rgba(255, 253, 246, 0.94);
  box-shadow: var(--shadow);
}

.card {
  padding: 26px;
}

.card-icon {
  display: grid;
  width: 46px;
  height: 46px;
  margin-bottom: 18px;
  place-items: center;
  border-radius: 15px;
  color: var(--forest);
  background: #e7f3ce;
  font-size: 1.35rem;
}

.card p,
.policy-content p,
.policy-content li,
.notice p {
  color: var(--muted);
}

.card a {
  font-weight: 800;
}

.section {
  margin-top: 64px;
}

.assurance-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}

.assurance {
  padding: 18px 16px;
  border: 1px solid #d8e4bd;
  border-radius: 16px;
  color: #304827;
  background: #f1f7e2;
  font-weight: 780;
  text-align: center;
}

.policy-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 260px;
  align-items: start;
  gap: 28px;
}

.policy-layout > * {
  min-width: 0;
}

.policy-content {
  padding: clamp(24px, 5vw, 52px);
}

.policy-content section + section {
  margin-top: 42px;
  padding-top: 36px;
  border-top: 1px solid var(--line);
}

.policy-content ul {
  padding-left: 1.25rem;
}

.policy-content li + li {
  margin-top: 8px;
}

.toc {
  position: sticky;
  top: 24px;
  padding: 20px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: rgba(255, 253, 246, 0.94);
}

.toc strong {
  display: block;
  margin-bottom: 10px;
}

.toc a {
  display: block;
  padding: 6px 0;
  color: #52604e;
  font-size: 0.9rem;
  text-decoration: none;
}

.toc a:hover {
  color: #1d6322;
}

.notice {
  padding: 22px 24px;
  border-color: #d9c176;
  background: #fff8d8;
}

.notice strong {
  color: #654a09;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
  font-size: 0.94rem;
}

.data-table th,
.data-table td {
  padding: 14px 12px;
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}

.data-table th {
  color: var(--forest);
  background: #f0f5e5;
}

.status {
  display: inline-flex;
  padding: 4px 9px;
  border-radius: 999px;
  color: #215c22;
  background: #e5f4dd;
  font-size: 0.78rem;
  font-weight: 850;
}

.faq details {
  padding: 18px 0;
  border-bottom: 1px solid var(--line);
}

.faq summary {
  cursor: pointer;
  color: var(--forest);
  font-weight: 820;
}

.faq details p {
  margin-bottom: 0;
}

.site-footer {
  padding: 36px 0;
  border-top: 1px solid #dfe3d1;
  background: #eef0e3;
}

.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 28px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 20px;
}

.footer-links a {
  color: #3f523d;
  font-size: 0.9rem;
  font-weight: 720;
}

.footer-note {
  margin: 0;
  color: #61705e;
  font-size: 0.88rem;
}

@media (max-width: 850px) {
  .nav-shell {
    align-items: flex-start;
    flex-direction: column;
    padding-block: 18px;
  }

  .nav-links {
    width: 100%;
    justify-content: flex-start;
    overflow-x: auto;
    padding-bottom: 4px;
  }

  .nav-links a {
    white-space: nowrap;
  }

  .hero-inner,
  .policy-layout {
    grid-template-columns: 1fr;
  }

  .hero-card {
    max-width: 520px;
  }

  .toc {
    position: static;
    order: -1;
  }

  .cards {
    grid-template-columns: 1fr 1fr;
  }

  .assurance-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 560px) {
  .nav-shell,
  .page-shell,
  .hero-inner,
  .footer-inner {
    width: min(1120px, calc(100% - 28px));
  }

  .nav-links {
    margin-inline: -6px;
  }

  .nav-links a {
    padding-inline: 9px;
    font-size: 0.86rem;
  }

  .hero {
    padding-block: 54px 64px;
  }

  .hero-inner {
    gap: 34px;
  }

  .cards,
  .assurance-grid {
    grid-template-columns: 1fr;
  }

  .page-shell {
    padding-block: 46px 64px;
  }

  .page-title h1 {
    font-size: clamp(2rem, 9.5vw, 2.5rem);
    overflow-wrap: break-word;
  }

  .footer-inner {
    flex-direction: column;
  }

  .data-table,
  .data-table tbody,
  .data-table tr,
  .data-table th,
  .data-table td {
    display: block;
  }

  .data-table thead {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0 0 0 0);
  }

  .data-table tr {
    padding: 12px 0;
    border-bottom: 1px solid var(--line);
  }

  .data-table td {
    padding: 5px 0;
    border: 0;
  }

  .data-table td::before {
    content: attr(data-label);
    display: block;
    margin-bottom: 2px;
    color: var(--forest);
    font-size: 0.76rem;
    font-weight: 850;
    letter-spacing: 0.04em;
    text-transform: uppercase;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}

@media print {
  .site-header,
  .toc,
  .site-footer,
  .skip-link {
    display: none;
  }

  body {
    background: white;
  }

  .page-shell {
    width: 100%;
    padding: 0;
  }

  .policy-layout {
    display: block;
  }

  .policy-content {
    border: 0;
    box-shadow: none;
  }
}